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Introduced Version House Concurrent Resolution 75 History

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Key: Green = existing Code. Red = new code to be enacted
HOUSE CONCURRENT RESOLUTION NO. 75


(By Delegates Perry, Shook, Cann, Frazier, Hartman Hunt, Hutchins, Iaquinta, Louisos, Mahan, Manchin, Michael, Moore, Reynolds, Shaver, Skaff, Walker, T., Wooton, Andes, Ashley, Azinger, Carmichael, Miller, J., Schoen, and Walters)




(Originating in the Committee on Banking and Insurance)


(February 24, 2010)



Requesting the Joint Committee on Government and Finance study the feasibility of authorizing the Division of Motor Vehicles to adopt a program to utilize electronic verification of insurance coverage to identify uninsured motor vehicles.

Whereas , According to the Insurance Industry Institute, at least 8% of all of the vehicles on the road in West Virginia are not insured or otherwise lack proper security as required in Chapter 17D of the Code of West Virginia; and

Whereas , The current provisions in the West Virginia Code providing for proof of verification of insurance on registered vehicles do not provide adequate means to enable the Division of Motor Vehicles to verify that every vehicle registered in this state has insurance; and

Whereas , There is little question that uninsured motorists
cause increased costs in this state for insurance premiums including uninsured and underinsured motor vehicle insurance coverage; and
Whereas , a form of electronic insurance verification system is used in 34 states including most of our border states and would be a very beneficial means to verify that state residents are complying with the law of required vehicle insurance; and

Whereas , There is no electronic insurance verification system in place to insure that every vehicle in this state has insurance; and

Whereas , An electronic insurance verification system would allow electronic verification of current insurance coverage at the time of vehicle renewal, at scheduled times during the registration year, and at the time of a traffic stop or crash investigation; and

Whereas , The Insurance industry, through the Insurance Industry Committee on Motor Vehicle Administration (IICMVA) has devised a model program of electronic insurance verification for use in all states, which is in place in several states and is being pilot tested in several other states; and

Whereas , An electronic insurance verification system would allow the division of motor vehicles, law enforcement, and the courts to verify current insurance coverage in real time; therefore, be it

Resolved by the Legislature of West Virginia:

That the Joint Committee on Government and Finance is hereby requested to study the feasibility of authorizing the Division of Motor Vehicles to adopt a program to utilize electronic verification of insurance coverage to identify uninsured motor vehicles; and, be it

Further Resolved, That the Joint Committee on Government and Finance report to the Legislature, on the first day of the regular session, two thousand eleven, on its findings, conclusions and recommendations together with drafts of any legislation to effectuate its recommendations; and, be it

Further Resolved, That the expenses necessary to conduct this study, to prepare a report and to draft necessary legislation be paid from legislative appropriations to the Joint Committee on Government and Finance.
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