HB 4673 Text

H. B. 4673

(By Delegate McGraw)
[Introduced February 27, 1998; referred to the
Committee on Banking and Insurance.]

A BILL to amend article six, chapter thirty-three of the code of West Virginia, one thousand nine hundred thirty-one, as amended, by adding thereto a new section, designated section thirty-one-e, relating to adding additional drivers to automobile insurance policies; authorizing owner to designate which automobile the additional driver may drive; and prohibiting the insurer from increasing rates charged, canceling or nonrenewing other policies.

Be it enacted by the Legislature of West Virginia:
That article six, chapter thirty-three of the code of West Virginia, one thousand nine hundred thirty-one, as amended, be amended by adding thereto a new section, designated section thirty-one-e, to read as follows:
ARTICLE 6. THE INSURANCE POLICY.

§33-6-31e. Limiting action by insurer when new driver is added to policy.

A person who has more than one automobile liability insurance policy, contract or endorsement thereto, covering more than one automobile may when an additional authorized driver, who is a member of the person's household, is added to the policy or contract, or endorsement thereto, designate which automobile or automobiles the additional driver is authorized to drive.
Notwithstanding any other provision of this chapter to the contrary, the insurer may not increase the rate charged, cancel or fail to renew any other policy, contract or endorsement thereto, covering automobiles the additional driver has not been designated as authorized to drive.

NOTE: The purpose of this bill is to permit an owner of a motor vehicle, which is insured by any automobile liability policy, to designate which vehicle a high-risk driver of the household may drive. The insurer may not increase the rate charged for, cancel or nonrenew other automobile liability policies held by the owner.

This section is new; therefore, strike-throughs and underscoring have been omitted.

Print On Demand